The changes should only affect students who start at University from September 2012. If you have already started your course you should not be affected by the fee increase in your later years of study*. The annual tuition fee will remain at the same level for current students and students starting in 2011, but will be increased by a small amount (linked to inflation) each year. This is set by the government and details will be published on our website.

*the details relating to fees and course change are complex, we are unable to cover all possible scenarios in this document. You should always seek advice before making a decision to change or withdraw from your course. Please refer to the leaflet 'Considering Leaving Your Course' on the Student Services web pages

Yes. The new fee arrangements apply from 2012 entry for all students starting their course in that year. The following pages detail MMU's fees from 2012.

Please note, we have written to all applicants who have applied in the 2010/11 admissions cycle but have requested a deferred place for 2012, giving them the opportunity to choose whether they want to proceed with their deferral and pay the 2012 fee or ask to be considered for 2011 entry.

The finer detail of what fees will be charged for students transferring courses have not been finalised. Please check the Financial and Legal Services web pages regularly for updates.

The finer detail of what fees will be charged for students transferring courses have not been finalised. Please check the Financial and Legal Services web pages regularly for updates. If your degree course is taken 'end-on' to your foundation degree or HND course (i.e. there is no gap in your study other than your vacation period) and you stay on the same mode of study, the changes should will not affect you on your degree course as you will be classed as a continuing student. However, as the finer details have not been finalised you should check the Financial and Legal Services pages for confirmation.

It's important to remember that tuition fees from 2012 will not have to be paid up front. There will also be a range of financial support available for students including non-means-tested loans to help with tuition fees and living expenses, plus means-tested grants and scholarships.

For example:

• Full-time students may be entitled to a grant (which is not repayable) of up to £3,250 towards living costs such as food, accommodation and travel.
• Students from families with incomes up to £42,000 will be entitled to a partial grant.
• Loans (which are repayable) for living costs are available for all eligible full-time students.
• The government is planning a national scholarship scheme to support students from families with low incomes.
• We already offer a range of scholarships and bursaries for our students and we will be updating our financial support for 2012 in the light of the changes to fees.

Details of MMU's scholarships and bursaries package will updated the relevant web pages on www.mmu.ac.uk once they have been agreed.

You will only start to repay your tuition and maintenance loan after you have left higher education and are earning at least £21,000. This £21,000 threshold will increase in line with earnings from 2016 onwards. If for any reason your income falls below £21,000 your repayments will be suspended, for example if you take maternity leave.

The amount repaid each month will depend on your earnings - repayments will be 9% of your income above £21,000

*please note your fees may increase if you change the course you are on

Examples:
A graduate earning £21,500 (which is currently the salary of a newly-qualified teacher) would initially make repayments of £4 per month, please see the table below for further examples.

Salary	Monthly Repayment
£24,000 pa	£23
£25,000	£30
£27,000	£45
£30,000	£68

Making repayments
The repayments will normally be deducted automatically from your pay packet through the tax system.

Interest rates
Interest on your loan will be charged at inflation plus 3% while you are studying, and up until the April after you leave university.
From the April after you leave university if you are earning below £21,000, interest will be applied at the rate of inflation.
Graduates earning between £21,000 and £41,000 will be charged interest on a sliding scale up to a maximum of inflation plus 3%.
Graduates earning above £41,000 will be charged interest at the full rate of inflation plus 3%.

All outstanding repayments will be written off after 30 years.

No, students who have started their course before 2012 and do not repeat or transfer their course should not be affected by these changes. However, as the finer details have not been finalised you should check the Financial and Legal Services pages for confirmation.

The fees and financial support arrangements are changing for part-time students. The two most significant changes are that:

• Students on most programmes will no longer have to pay their tuition fees up front.
• Eligible part-time first-degree students who complete a minimum of 25% of the full-time course load per year will be able to apply for a loan to cover their tuition fees.

Please note that part-time students are not eligible for maintenance loans or grants.

No, these changes only affect students from the UK and European Union. Fees and financial support arrangements for international students are decided by universities and we will be setting our fees for 2012 in summer 2011.

If you are a current student you don't need to do anything.
If you have applied for 2011 entry you are not affected by the proposed changes to fees and should apply for your funding via www.direct.gov.uk/studentfinance from 16 March 2011.
If you have applied for a deferred place for 2012 we have written to advise you of your options.

Further information can be found at the following DirectGov websites:

Your Future
www.direct.gov.uk/studentfinance
Department for Business Innovation & Skills web site

http://www.finance.mmu.ac.uk/students/
http://www.mmu.ac.uk/fees/
http://www.mmu.ac.uk/studentfinance/

Information as at 16 May 2011